Federal rebates for gas-to-electric heating conversions have ended — but electric-to-heat-pump upgrades still qualify. What changed
Missouri says its rebates may not arrive until 2027 at the earliest and possibly 2028. Plan as though they do not exist.
Prices pulled August 16, 2026
13.49¢
per kWh, residential electricity
22% below the national average of 17.3¢. 37th most expensive of 51.
Up 18% since 2021 (4.3% a year), against 27% nationally.
$1.44
per therm, residential natural gas
$14.94 per thousand cubic feet, 2025 annual. National average $1.48/therm.
Up 37% since 2021 (8.3% a year).
Heat pump vs. gas furnace — Heat pump favored
Missouri's electricity-to-gas price ratio works out at 2.7-to-1. At these prices a heat pump should cost less to run than a gas furnace across the heating season, before counting the air conditioning it also replaces.
Below roughly 3.5-to-1 a heat pump usually wins on running cost; above roughly 5-to-1 a furnace may be cheaper through winter. How that comparison works · run it with these rates
State averages from the U.S. Energy Information Administration (electricity, gas), pulled 2026-08-16. Real bills vary substantially by utility within a state, and by rate plan within a utility — check a recent bill for your own numbers before relying on any of this. The heat pump verdict above follows from these averages, so it moves if your rates differ.
This is the bluntest timeline any state has published, and it is worth repeating exactly: the Department of Natural Resources says it cannot estimate when rebates will be available and that they may not be available until 2027 at the earliest and potentially as late as 2028. No other state on this site says anything like it. Treat Missouri's federal rebates as absent from your planning.
Which is, perversely, useful. A vague "coming soon" leads people to postpone a furnace replacement through another winter. A stated horizon two years out tells you to make the decision on today's economics instead — and a failing heating system is not something to nurse for two years on the promise of a rebate.
Missouri submitted its application in late 2024 and is still working through selecting an implementation contractor. Programme rules, eligibility and application mechanics are explicitly not finalised, so nobody — including any contractor who tells you otherwise — knows yet what will qualify.
That leaves your utility and the Department of Natural Resources' own financial assistance listings as the real options. Missouri's investor-owned utilities run their own efficiency programmes under state regulation, and those are unaffected by the federal delay.
Check with the administrator before you sign anything. Program budgets run out, terms change without notice, and most require approval before work starts — a rebate you apply for afterwards is usually a rebate you don't get. Treat this page as a starting point for your own call, not as confirmation that you qualify. We last checked these programs on August 16, 2026.
DNR states it cannot estimate availability and that rebates may not arrive until 2027 at the earliest, potentially 2028. Eligibility and application rules are not finalised.
Program detailsThe state's own listing of loans, grants and utility programmes available now, independent of the delayed federal rebates.
Program detailsEnded. No credit for expenditures made after 31 December 2025.
Ended. No credit for property placed in service after 31 December 2025.
Full detail, sources and changelog on the national incentive tracker.
Your own utility is worth checking separately — utility rebates are often the largest remaining incentive and rarely appear in any central listing.
Everything here is general information gathered from public sources. It is not tax, financial or engineering advice, and it cannot account for your utility, your income, your equipment or your return. Energy prices are state averages that move; program terms and budgets change without notice. Confirm anything you plan to budget around directly with the program administrator, your utility and a licensed professional before you commit money.
If you find something on this page that is out of date, tell us at minchangyi@me.com and we will correct it.
These open with Missouri's average rates already filled in. Correct them from a recent bill before you rely on the result — state averages hide a lot of variation between utilities.
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